Long-term care describes the care required for an individual who, due to a disability, whether by an illness, accident, cognitive impairment (such as Alzheimer’s), or old age, needs assistance performing activities of daily living. While long-term care is commonly associated with care in a nursing home, it can also be obtained at home or in assisted living. Proper planning can greatly increase the availability of long-term care at home.

Failing to plan for the cost of long-term care can be devastating. Without planning, an unexpected need for long-term care can substantially reduce your independence and make you dependent on the generosity of family.

We have extensive experience with long-term care planning and have authored several resources on the subject:

• “Long-Term Care Asset Protection Planning”
• “The Basics of Wisconsin Medicaid Planning & Long-Term Care Asset Protection Planning” (PPT)
• “The Basics of Wisconsin Medicaid Eligibility Planning”
• "Long-Term Care Planning Terms"

"Long-Term Care Asset Protection Planning" five-part video series:

1. Part 1 - Introduction to Long-Term Care Planning
2. Part 2 - Basics of Medicare, Long-Term Care Insurance and Medicaid
3. Part 3 - Medicaid Financial Eligibility and Spousal Impoverishment Protections
4. Part 4 - Medicaid Divestments, Estate Recovery and Eligibility Planning
5. Part 5 - Medicaid Eligibility Planning with Trusts, Exempt Assets, and Annuities
6. Parts 1-5 (Combined)